Lincoln, Nebraska: health insurance
Lincoln is in Lancaster County. Here is what Lincoln residents should know about coverage.
Coverage in Lincoln
Plans for Lincoln residents are determined by Lancaster County, home to about 326,716 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Lancaster County before you choose it.
- Turning 65 in Lincoln? Your Initial Enrollment Period runs seven months around your birthday. Nebraska SHIP (State Health Insurance Assistance Program) offers free counseling at (800) 234-7119.
- Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
- Medicaid questions? Nebraska Department of Health and Human Services (DHHS) handles applications.
Nebraska note: Nebraska's SHIP and Senior Medicare Patrol programs operate together as a single division inside the Department of Insurance, so a caller with both a plan-choice question and a suspected Medicare scam can be handled by the same office in one call.
Colleges and universities near Lincoln
Nebraska public institutions include University of Nebraska–Lincoln, University of Nebraska Omaha, University of Nebraska Medical Center. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Nebraska colleges.
Do Lincoln and Lancaster County have the same plans?
Plans are offered by service area, and Lincoln falls under Lancaster County. A plan that serves Lancaster County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Lincoln residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Nebraska cities
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.