Fremont, Nebraska: health insurance
Fremont is in Dodge County. Here is what Fremont residents should know about coverage.
Coverage in Fremont
Fremont has about 27,602 residents (U.S. Census Bureau 2023 estimate).
Plans for Fremont residents are determined by Dodge County, home to about 37,187 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Dodge County before you choose it.
- Turning 65 in Fremont? Your Initial Enrollment Period runs seven months around your birthday. Nebraska SHIP (State Health Insurance Assistance Program) offers free counseling at (800) 234-7119.
- Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
- Medicaid questions? Nebraska Department of Health and Human Services (DHHS) handles applications.
Nebraska note: Nebraska's SHIP and Senior Medicare Patrol programs operate together as a single division inside the Department of Insurance, so a caller with both a plan-choice question and a suspected Medicare scam can be handled by the same office in one call.
Medicare plans leaving Dodge County for 2027
Medicare plans are set by county, so this applies to residents of this city. 24 plans are listed in Dodge County for 2026 but not for 2027, covering at least 1,496 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| AARP Medicare Advantage Essentials from UHC NE-3 (HMO-POS) H2802-001 | UnitedHealthcare | 351 |
| Blue Cross and Blue Shield of Nebraska MA Access (PPO) H8181-001 | Blue Cross Blue Shield of Nebraska | 248 |
| Blue Cross and Blue Shield of Nebraska MA Core (HMO) H3170-003 | Blue Cross Blue Shield of Nebraska | 213 |
| AARP Medicare Advantage Extras from UHC NE-5 (HMO-POS) H2802-074 | UnitedHealthcare | 174 |
| UHC Dual Complete NE-S001 (HMO-POS D-SNP) H0169-003 | UnitedHealthcare | 119 |
| Humana Full Access H5216-411 (PPO) H5216-411 | Humana | 76 |
See all 24 plans leaving Dodge County →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near Fremont
Nebraska public institutions include University of Nebraska–Lincoln, University of Nebraska Omaha, University of Nebraska Medical Center. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Nebraska colleges.
Do Fremont and Dodge County have the same plans?
Plans are offered by service area, and Fremont falls under Dodge County. A plan that serves Dodge County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Fremont residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Nebraska cities
- Omaha
- Lincoln
- Bellevue
- Grand Island
- Kearney
- Norfolk
- Hastings
- Columbus
- Papillion
- North Platte
- La Vista
- Scottsbluff
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.