Harlan County, Nebraska: health insurance

What Harlan County residents should know about Medicare, marketplace plans and Medicaid.

Harlan County at a glance

StateNebraska
Population (2023 est.)3,045
Population rank in Nebraska65 of 93
Land area553 square miles

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Medicare plans leaving Harlan County for 2027

24 Medicare plans from 7 companies are listed in Harlan County for 2026 but not for 2027, covering at least 91 people enrolled in the plans below today.

Stand-alone drug plans leaving all of Nebraska:
  • SilverScript Choice (PDP) (S5601-050, Aetna (CVS Health))
  • HealthSpring Extra Rx (PDP) (S5617-375, Cigna HealthSpring (HCSC))
  • HealthSpring Assurance Rx (PDP) (S5617-123, Cigna HealthSpring (HCSC))
Plan going awayCompanyPeople enrolled (at least)
Medica Advantage Preferred (PPO)
H8889-011
Medica Holding Company32
Blue Cross and Blue Shield of Nebraska MA Access (PPO)
H8181-001
Blue Cross Blue Shield of Nebraska27
UHC Dual Complete NE-S003 (HMO-POS D-SNP)
H2802-053
UnitedHealthcare20
Wellcare Simple Open (PPO)
H1395-002
Wellcare / Ambetter (Centene)12
Aetna Medicare Dual Care (HMO D-SNP)
H7149-006
Aetna (CVS Health)10 or fewer
Aetna Medicare Eagle (HMO-POS)
H7149-007
Aetna (CVS Health)10 or fewer
Aetna Medicare Enhanced Extra (PPO)
H1608-118
Aetna (CVS Health)10 or fewer
Aetna Medicare Signature (HMO-POS)
H7149-001
Aetna (CVS Health)10 or fewer
Aetna Medicare Signature (PPO)
H1608-012
Aetna (CVS Health)10 or fewer
Aetna Medicare Signature Extra (PPO)
H1608-038
Aetna (CVS Health)10 or fewer
Blue Cross and Blue Shield of Nebraska MA Core (HMO)
H3170-003
Blue Cross Blue Shield of Nebraska10 or fewer
Blue Cross and Blue Shield of Nebraska MA Secure (PPO)
H8181-003
Blue Cross Blue Shield of Nebraska10 or fewer
Show 9 more plans
Plan going awayCompanyPeople enrolled (at least)
Great Plains Medicare Advantage (HMO I-SNP)
H7511-001
Sanford Health10 or fewer
Great Plains Medicare Advantage Gold (HMO I-SNP)
H7511-002
Sanford Health10 or fewer
Medica Advantage Select (PPO)
H8889-015
Medica Holding Company10 or fewer
Medica Advantage Value (PPO)
H8889-010
Medica Holding Company10 or fewer
UHC Dual Complete NE-S001 (HMO-POS D-SNP)
H0169-003
UnitedHealthcare10 or fewer
UHC Dual Complete NE-V001 (HMO-POS D-SNP)
H0169-006
UnitedHealthcare10 or fewer
Wellcare Assist Open (PPO)
H1395-003
Wellcare / Ambetter (Centene)10 or fewer
Wellcare Dual Access Sync Open (PPO D-SNP)
H1395-001
Wellcare / Ambetter (Centene)10 or fewer
Wellcare Patriot Giveback Open (PPO)
H1395-004
Wellcare / Ambetter (Centene)10 or fewer

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.

Why your county matters for coverage

In Nebraska, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Harlan County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: Nebraska SHIP (State Health Insurance Assistance Program) gives free, unbiased counseling at (800) 234-7119. Ask which plans serve Harlan County specifically.
  • Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Harlan County ZIP code to see what is offered.
  • Medicaid: apply through Nebraska Department of Health and Human Services (DHHS).

Nebraska note: Nebraska's SHIP and Senior Medicare Patrol programs operate together as a single division inside the Department of Insurance, so a caller with both a plan-choice question and a suspected Medicare scam can be handled by the same office in one call.

Questions about Harlan County

Are the same Medicare plans offered everywhere in Nebraska?

No. Plans are offered by service area. A plan available in one county may not be offered in Harlan County, so check by county.

Where do Harlan County residents get free Medicare counseling?

Nebraska SHIP (State Health Insurance Assistance Program) ((800) 234-7119) is Nebraska's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Harlan County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Nebraska plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Nebraska plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Questions along the way? Call 855-367-1095 for assistance.